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13 Genius Ways To Pay Off Your Debt Once And For All

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The average American household owes over $15,000 in credit card debt, and two-thirds of millennials have at least one source of long-term debt, like student loans (ahem, here’s why I can’t wait to pay off mine), mortgages or car payments. If you’re sweating a little reading this, you might be one of them—but debt doesn’t have to be that scary!