Four Percent Withdrawal Rate May be Too High for Today’s Retirees
Wade D. Pfau
A recent paper has called into question the generally accepted rule that four percent is the amount you can safely withdraw from IRAs, 401(k) accounts, and retirement savings to generate reliable, lifetime retirement income. While analysts and financial planners have long advocated the four percent rule, or some variation of it, it may no longer make sense in today's environment.
Vernon, Steve, "Four Percent Withdrawal Rate May be Too High for Today’s Retirees" (2011). In the News. 579.