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We Just Debunked These 10 Retirement Myths

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The so-called 4% rule simply is not likely to be enough since advances in medical care are helping people live longer. The returns in the stock and bond markets may be unusually low compared to previous rates and many retirees may need to spend less money so they do not run out, said Robert Johnson, president of The American College of Financial Services in Bryn Mawr, PA.