In the News


A New Approach to Retirement Income: Low-Cost Investment-Only Variable Annuities Can Generate More Income, Accumulate More Wealth and Leave Larger Legacy


Business Wire

Document Type


Publication Date



Jefferson National and Wade Pfau, Ph.D., CFA, Retirement Income Professor at The American College of Financial Services, today released a whitepaper to help RIAs and fee-based advisors better understand when a guaranteed variable annuity (VA) is worth the cost of the additional protection it provides versus when an unguaranteed, low-cost Investment-Only VA (IOVA) may, in some instances, provide greater wealth accumulation to generate greater retirement income or legacy potential.