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A Guide to Future Fed Decisions and You

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Criscuolo said it is important to remember one of the best ways to protect and grow wealth is to maintain a broadly diversified portfolio, meaning one that does not invest all your assets in super-safe cash and fixed-income securities — and this is true no matter what the interest rate environment.

"The yield, or income, of an asset is just one part of its return," he said. "Instead, investors should focus on their portfolio's total return - both its income and capital appreciation."