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Choose the Right Contribution Rate for Your 401(k)

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There's really no getting around it – choosing the optimal 401(k) contribution rate is serious business – akin to laying the foundation of a new home, or planning a household budget before raising a family.

Your 401(k) contribution rate – the amount deducted from your check every pay period that is redirected toward your company retirement plan, in percentages – will set the financial tone for your retirement plan growth.