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The Retirement Disconnect: Five Misperceptions That Can Significantly Impact Your Financial Future

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Most people base their retirement planning on ideas about how they thinkthey will live and what they believe they will do. It’s common to hear people well before pre-retirement age talk about their lifestyle decisions for the future, with statements such as “I’m never going to retire,” or “When the kids are grown, we’ll have less expenses,” or “I’ll have paid off all of my debt long before retiring.”