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Why Planning for Retirement is So Hard, and What to Do About It

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Fears that baby boomers haven’t saved enough for retirement are constantly dominating headlines, but there’s also the flipside of that problem that can also be a financial disaster: outliving our savings.

According to a recent study by Ernst & Young, almost three out of five new middle-class retirees will outlive their financial assets if they attempt to maintain their pre-retirement standard of living.