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What’s all the fuss about myRA accounts?

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Millions of Americans have no access to a retirement plan at their workplace. In fact, about 45% of U.S. households do not have any retirement account assets at all, according to a 2013 report from the National Institute on Retirement Security.

President Barack Obama took aim at the problem in his recent State of the Union speech when he announced a new retirement plan: the myRA account.