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7 Natural Disasters That Can Destroy Your Home—Are You Covered?

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Maybe, just maybe, you prioritized your life so you could move your family and all your worldly possessions—lock, stock, and beagle(s)—to a region of the U.S. almost guaranteed to deliver 295 days of sunshine a year. Sweet! But here’s the not-so-sweet reality: All it takes is a few hours of cloudy skies along with a diabolical mix of hot and cold air to spell disaster for your home.