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Americans have a low retirement IQ

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Americans' retirement income IQ is depressing.In a recent survey by The American College of Financial Services, only 20% of those surveyed can pass a basic quiz on the steps they need to take to secure their finances after retiring. “No one liked getting Fs back in school, but retirement income literacy is a test Americans simply cannot afford to fail,” said David A. Littell, director of the retirement income certified professional program at The American College.