Life insurance serves two great purposes - protecting the home against the untimely loss of the income-producer, and inculcating the spirit of thrift by rendering easy and systematic the saving of small sums over a long period of time into a substantial amount for protection against dependency in time of need or old age. War, on the contrary, is instrumental not only in destroying many breadwinners in the prime of life, but, by wasting and depreciating the savings referred to, hampers and weakens the great institution of life insurance in the proper fulfillment of its noble mission.
Huebner, Solomon S. PhD, "Life Insurance and the War" (1917). Solomon S. Huebner Documents. 63.