Dr. Solomon Stephen Huebner (1882-1964) is considered “the father of insurance education” and developed the standard method of calculating insurance need known as “human life value.”. Dr. Huebner established professionalism in insurance, developing the first collegiate Department of Insurance at The University of Pennsylvania’s Wharton School of Business. In 1927, Huebner helped to found The American College of Life Underwriters – now The American College of Financial Services – to establish certification of life insurance professionals. The first designation offered by The College was the Chartered Life Underwriter®, or CLU®. His legacy continues at The American College of Financial Services, which now offers 12 designations (including the CLU®), two Masters Degrees, and a PhD.