Faculty Publications


5 Factors That Determine Your Retirement Withdrawal Rate (And Which One Is Most Important)

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In April 2017, David Blanchett published an article in the Journal of Financial Planning called “The Impact of Guaranteed Income and Dynamic Withdrawals on Safe Initial Withdrawal Rates.” His article provides further confirmation for our continued discussion of withdrawal rates, and his objective was to quantify the relative impact of different factors on initial spending rates and acceptable probabilities of failure.