Roth IRA Does Double Duty As Emergency Fund and Retirement Account
A core aspect of financial planning is risk management, which can be accomplished by diversifying investments, limiting fixed expenses, purchasing insurance, and maintaining an emergency fund. Most people use their savings and checking accounts to pay ordinary monthly bills and to serve as an emergency fund.
Hopkins, Jamie Patrick, "Roth IRA Does Double Duty As Emergency Fund and Retirement Account" (2016). Faculty Publications. 569.