When working longer is the best option
Allen McLellan, a retired financial adviser and faculty member at The American College, tells the story of one of his former clients, who was not financially ready to retire but desperate to get out of a workplace because she was sick of her bosses and office politics. Knowing that her retirement income stream depended on her working three more years, Mr. McLellan asked her what would make it palatable for her to stay on the job. Her answer was that she needed an incentive.
Hopkins, Jamie Patrick and Littell, David, "When working longer is the best option" (2013). Faculty Publications. 46.