Because nearly two-thirds of retirees receive more than half of their income from Social Security, there can be no doubt that the choice of when to claim benefits is one of the most important financial planning decisions a client can make. Yet there is clearly a disconnect between what clients are doing and what clients should be doing.
Littell, David; Tachino, Kenn B.; and Schobel, Bruce D., "What Everyone Should Know Before Claiming Social Security Benefits" (2011). Faculty Publications. 323.