Faculty Publications


A Wake-up Call To Millennials - You Need To Stop Saving For "Retirement"

Document Type


Publication Date



For decades now, Americans have been sold on the notion of “retirement.” Retirement has become intertwined with the American Dream. In some ways, the American view of retirement is just the future of your American Dream, when you finally leave the workforce forever and engage in those recreational activities that you have always dreamed about pursuing. In furtherance of this retirement notion, both the carrot and the stick approaches have been used to encourage Americans to save for retirement.