In the News

Title

Is The 4% Rule Obsolete? Was It Always Fatally Flawed?

Document Type

Article

Publication Date

9-1-2015

Abstract

Rethinking Retirement: Sustainable Withdrawal Rates for New Retirees in 2015 finds that a "safe" withdrawal rate for today's retirees may be considerably lower than 4%. According to the WealthVest white paper, which was released today, the 4% rule was created for research purposes and formulated using overly simplified assumptions that do not reflect today's reality.