In the News

Title

That '4 percent rule' could spell trouble for early retirees

Document Type

Article

Publication Date

2-9-2017

Abstract

The most common shortcut people use to figure out how much to save for retirement is the 4 percent rule.

Under this rubric, you withdraw 4 percent per year from a diversified portfolio of stocks and bonds, adjust annually for inflation, and you will have enough to last in retirement based on historical returns of the U.S. stock market.