Standby Reverse Mortgages: A Risk Management Tool for Retirement Distributions
Our study considers using an HECM Saver reverse mortgage as a risk management tool in conjunction with a two-bucket investment strategy, coined the standby reverse mortgage strategy (or SRM), in order to increase the probability a client will be able to meet predetermined retirement goals.
Salter, John; Pfeiffer, Shaun; and Evensky, Harold, "Standby Reverse Mortgages: A Risk Management Tool for Retirement Distributions" (2012). Faculty Publications. 666.