How Much You Should Spend In Retirement Depends On How Long You Think You'll Live
In regards to my last column, I find it helps to visualize the data, and Exhibit 1 shows the specific spending rates for a variety of asset allocations and retirement lengths. It also shows the withdrawal rates implied by the required minimum distribution (RMD) rates set by the IRS for tax-deferred retirement accounts.
Pfau, Wade D. PhD, "How Much You Should Spend In Retirement Depends On How Long You Think You'll Live" (2016). Faculty Publications. 580.