Faculty Publications

Title

Does Asset Allocation Affect Withdrawal Rates?

Document Type

Article

Publication Date

6-8-2016

Abstract

One other important factor from William Bengen’s original study is asset allocation. In particular, he recommended that retirees maintain a stock allocation of 50-75%, writing, “I think it is appropriate to advise the client to accept a stock allocation as close to 75 percent as possible, and in no cases less than 50 percent.”