Faculty Publications

Title

How to Link Retirement Strategies to Sustainable-Spending Rates

Document Type

Article

Publication Date

2-3-2015

Abstract

Sustainable-spending rates for retirement depend on many factors: asset- and product-allocation, market valuations at the start of retirement (particularly, current interest rates), the desired spending pattern over retirement, the degree of flexibility to adjust spending in response to market performance and the length of the client’s planning horizon.