Faculty Publications

Title

An International Perspective on Safe Withdrawal Rates

Document Type

Article

Publication Date

11-8-2012

Abstract

Prospective retirees must consider whether they are comfortable basing retirement decisions on the impressive but perhaps anomalous numbers found in historical US data. What has been safe for US retirees in the past has been far less secure for their foreign counterparts. Conventional wisdom states that, when it comes to retirement planning, the 4% “safe withdrawal rate” (SWR) rule is the platinum standard.